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CIL INVESTING ACADEMY

Learn the process. Then use the tools.

A structured Caribbean investing curriculum connected to the same roadmap used in your CIL Workspace. Start at the beginning or jump to the stage you are working on.

01
FOUNDATION · 6 min

Before you invest

Separate investing money from emergency cash and near-term obligations before moving funds offshore.

Emergency reservesTime horizonHigh-cost debtInvestment budget
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02
ACCESS · 7 min

Broker access from the Caribbean

Learn how CIL verifies country eligibility and why “international broker” does not automatically mean your country is accepted.

Country eligibilityFirst-party evidenceRegulatory entityReverification
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03
ACCOUNT · 8 min

Preparing an international brokerage account

Understand the information commonly requested during onboarding and why tax residency matters.

Identity & addressTax residencyW-8BEN conceptAccount permissions
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04
FUNDING · 9 min

The real cost of funding an overseas broker

See how wire fees, correspondent deductions and FX conversion can change the economics of small transfers.

Wire feesIntermediary banksFX costTransfer frequency
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05
FUNDING · 5 min

Deposit notices and live wire instructions

Understand why broker deposit instructions must be generated and checked before sending an international wire.

Deposit noticeBeneficiary detailsReference fieldsCurrent instructions
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06
STRUCTURE · 10 min

ETF domicile for Caribbean investors

Separate fund domicile, trading currency and exchange listing, then understand why domicile can affect cross-border tax exposure.

DomicileISINUCITSWithholding layers
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07
INVESTING · 9 min

Portfolio building blocks without stock picking

Learn what broad equity, bond and cash exposures do without turning the lesson into a model portfolio recommendation.

DiversificationEquitiesBondsRisk & horizon
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08
REVIEW · 6 min

Records, reviews and changing rules

Build a simple review habit for statements, transfer records, fees, broker eligibility and tax documentation.

StatementsTransfer recordsRecheck datesAnnual review
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LEARN → APPLY → TRACK

Education is connected to your plan.

Lessons explain the concept. Country tools let you test the numbers. Your workspace keeps track of the process. None of those layers needs to choose an investment for you.

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